DRHLSUR00611650 - This is my personal Experience with DCB BANK
My Experience with DCB Bank Home Loan – A Cautionary Tale Taking a home loan is a major financial decision that requires trust in the bank and its policies. Unfortunately, my experience with DCB Bank has been filled with mismanagement, misinformation, and unnecessary struggles . From wrong credit report submissions to unjustified penalties and hidden restrictions , I have faced numerous challenges over the past 13 months with DCB Bank . I am sharing my detailed experience so that others can be informed before considering any financial dealings with this bank. 1. Wrong Credit Report Submission Despite Timely Payments One of the biggest shocks came when I checked my credit report and found that DCB Bank had incorrectly reported my loan status . What Happened? Even though I had been paying my EMIs on time , my credit report wrongly showed late payments . A wrong credit report can affect my CIBIL score and financial credibility . It took me 15 days of constant communication w...